SANTA CRUZ, Calif.–(BUSINESS WIRE)–Nonprofits Insurance Alliance (NIA), the leading property and casualty (P&C) carrier exclusively serving 501(c)(3) organizations, announced today new coverage for nonprofits: NONPROFITS OWN® Communicable Disease Liability Insurance. Beginning January 2021, NIA members can purchase a sublimited amount of coverage to protect their organizations from liability claims arising from communicable disease.